About the IAPDA

 

 

The IAPDA is North America’s leading debt settlement training and certification program. In business since 2000, we’ve become the gold standard for debt settlement and debt arbitration professional. To be trained and certified by the IAPDA tells everyone that you are a professional debt specialist, ready to help consumers who need it.


We’re also unique because we focus on individuals. We help entrepreneurs become trained and certified so they can start their own work-at-home business, and we also train individuals who work for (or want to work for) debt settlement companies. Plus, membership and future education are free – to be recognized by the IAPDA is to be recognized as a professional debt settlement specialist for life.


The closest analogy we can use is that of a Realtor®. You can train as a Realtor® and work for yourself, or as part of a real estate office. But either way, the Realtor® designation matters.



Why certification matters:


Membership in the IAPDA provides training, certification, debt settlement industry knowledge, legislative updates and important peer credibility to our members.


There was a time when no certification was needed to work as a debt settlement specialist. However, many states have changed the rules as to who can work in this field (and almost all others are moving towards this). Several states have already enacted legislation that limits debt settlement to only those trained and certified. In these states, the IAPDA is recognized as one of the few accepted certifications (and we’re also on the books to be recognized in the states with pending legislation.)


What the above means is the door is closing – either you’re certified, or you’re out. And those who ARE certified now have a distinct advantage.

 


Our certification:


The International Association of Professional Debt Arbitrators grew from the commitment of its members to the establishment and maintenance of the highest standards of ethics and professional conduct for members operating in the Debt Settlement industry. The evolution of the services provided, and the rapid deployment of Internet and related technology, has meant that this sector of the market has grown in size and range of services. This Professional Third Party Debt Arbitration/Settlement sector now handles a much greater depth of services than at any other time in history.

 

A commitment to our Code of Ethics has helped to build the IAPDA to be a respected voice for the Debt Arbitration/Settlement industry in North America, and that voice is important to the Debt Arbitration profession. We provide a resource focused on ensuring fairness, equity, and professionalism in the conduct of our members, and are a point of contact for legislators and community/consumer interest groups and industry. This is why we’ve been recognized in states that limit practices (and why we will be recognized when others follow suit.)

 

IAPDA Certified Debt Specialists are respected professionals in the Debt Settlement industry. Clients, creditors/collectors and collection attorneys all recognize the commitment of our members to training, certification and membership in the IAPDA. Leading Debt Settlement professionals fully understand the value and the return received for their initial business investment in training, certification, and membership.

 

Our program is fully online, and you can learn at your own pace. Plus, membership is granted for life – IAPDA certification is valid for two years with refresher training and 2 year re-certifications at only $60.00 per year afterwards.

 

 

>> Learn More About The Professional Debt Arbitration Training Program

(the training course Table of Contents)

 

 

 

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Our Featured Question & Answer of the Day For Thursday

 

Q. Why can't I contact my creditors myself and do this?

 

A: You can try.  Most times creditors are not willing to work with individuals and will not offer very favorable settlements. Plus, if you don’t have the necessary negotiation skills and experience, you will never know if the creditor is giving you the best terms available.  Because a Certified Debt Specialist works with thousands of creditors and has thousands of clients, creditors are willing to work with us. Certified Debt Specialists are trained in the “ settlement language”.  They know the special terms that are available, and what solutions have been successful for others in similar situations.