Colorado Debt Settlement Reminders By: Robby H. Birnbaum, Esq. As you ramp things up for a successful 2023, I want to drop a reminder note regarding Colorado and debt settlement. Colorado requires Debt Settlement companies to be licensed, and strictly enforces the ‘prohibitions section’ in t ... Read More

Dear Debt Settlement Industry Stakeholders: As a reminder, certain states require state-specific disclosures on advertising material like direct mail pieces and unsolicited emails. Below you will find a summary of a few of the more popular states that require the disclos ... Read More

Dear Industry Stakeholder, Many companies use email marketing to communicate with prospective customers.  While there are relatively low “open rates” and “response rates” on email marketing because of spam-blockers and consumers being overwhelmed with emails, there ar ... Read More

Dear Companies That Sell via Telephone to Consumers in New York, New York Governor Hochul signed an amendment into the law governing telemarketing sales efforts in New York State. This is an update to the “No Telemarketing Sales Calls Statewide Registry.”  (The state DNC ... Read More

Dear Debt Settlement Industry Stakeholders, As many of you know, Virginia enacted comprehensive debt settlement regulation and licensing.  There was a prior email alert bring this to your attention. Below is a summary of some of the requirements that Virginia imposes on ... Read More

Dear Debt Settlement Industry Stakeholders, Recently, I have noticed that Minnesota is increasing reviews of licensed and unlicensed companies. Minnesota has two separate agencies that impact debt settlement companies, dedicated account providers, sales front-ends and vendors. ... Read More

Beyond Compliance: Creating A Consumer-Centric Debt Settlement Industry   As the debt settlement industry moves forward in a shaky economy, self-policing and taking ownership of the industry's future are becoming increasingly important. Economic crisis presents an opportunity to many indu ... Read More

Dear Companies that do business with California Consumers, Unlike the federal Fair Debt Collection Practices Act that applies to Third Party Collections, California has a First-Party Collections Law. That is, they regulate collections by the original creditors. ... Read More

Freedom Debt Relief provides debt settlement services, but are they legit? Be smart with your financial future. Learn about Freedom Debt Relief and search the cert' at IAPDA.org. Is Freedom Debt Relief Legit? If you're considering debt settlement to manage your debt, you’ve probably com ... Read More

Is Accredited Debt Relief Legit? If you're considering debt settlement to manage your debt, you’ve probably come across Accredited Debt Relief.  It’s smart to ask if Accredited Debt Relief is legit. After all, you’re entrusting their representatives with your financial future. You n ... Read More

Is Americor Financial Legit? If you're considering debt settlement to manage your debt, you’ve probably come across Americor Financial.  It’s smart to ask if Americor Financial is legit. After all, you’re entrusting their representatives with your financial future. You need to make ... Read More

Is Beyond Finance Legit? If you are considering debt settlement to manage your debt, you have probably come across Beyond Finance.  It’s smart to ask if Beyond Finance is legit. After all, you’re entrusting their representatives with your financial future. You need to make the right m ... Read More

Is ClearOne Advantage Legit? If you're considering debt settlement to manage your debt, you’ve probably come across ClearOne Advantage.  It’s smart to ask if ClearOne Advantage is legit. After all, you’re entrusting their representatives with your financial future. You need to make ... Read More

Is DebtBlue Legit? If you're considering debt settlement to manage your debt, you’ve probably come across DebtBlue.  It’s smart to ask if DebtBlue is legit. After all, you’re entrusting their representatives with your financial future. You need to make the right moves for your money ... Read More

Is DMB Financial Legit? If you're considering debt settlement to manage your debt, you’ve probably come across DMB Financial.  It’s smart to ask if DMB Financial is legit. After all, you’re entrusting their representatives with your financial future. You need to make the right moves ... Read More

Is Rescue One Financial Legit? If you're considering debt settlement to manage your debt, you’ve probably come across Rescue One Financial.  It’s smart to ask if Rescue One Financial is legit. After all, you’re entrusting their representatives with your financial future. You need to ... Read More

Is Financial Rescue LLC Legit? If you're considering debt settlement to manage your debt, you’ve probably come across Financial Rescue, LLC.  It’s smart to ask if Financial Rescue is legit. After all, you’re entrusting their representatives with your financial future. You need to ma ... Read More

Is Turbo Debt Legit? If you're considering debt settlement to manage your debt, you’ve probably come across Turbo Debt.  It’s smart to ask if Turbo Debt is legit. After all, you’re entrusting their representatives with your financial future. You need to make the right moves for your ... Read More

Is National Debt Relief Legit? If you're considering debt settlement to manage your debt, you’ve probably come across National Debt Relief.  It’s smart to ask if National Debt Relief is legit. After all, you’re entrusting their representatives with your financial future. You need to ... Read More

Is JG Wentworth Legit? If you're considering debt settlement to manage your debt, you’ve probably come across JG Wentworth.  It’s smart to ask if JG Wentworth is legit. After all, you’re entrusting their representatives with your financial future. You need to make the right moves fo ... Read More

Is GRT Financial Legit? If you're considering debt settlement to manage your debt, you’ve probably come across GRT Financial.  It’s smart to ask if GRT Financial is legit. After all, you’re entrusting their representatives with your financial future. You need to make the right moves ... Read More

Is New Era Debt Relief Legit? If you're considering debt settlement to manage your debt, you’ve probably come across New Era Debt Relief.  It’s smart to ask if New Era is legit. After all, you’re entrusting their representatives with your financial future. You need to make the right ... Read More

Is Pacific Debt Relief Legit? If you're considering debt settlement to manage your debt, you’ve probably come across Pacific Debt Relief.  It’s smart to ask if Pacific Debt Relief is legit. After all, you’re entrusting their representatives with your financial future. You need to ma ... Read More

Is Credit Associates Legit? If you're considering debt settlement to manage your debt, you’ve probably come across Credit Associates.  It’s smart to ask if Credit Associates is legit. After all, you’re entrusting their representatives with your financial future. You need to make the ... Read More

Is Timberline Financial Legit? If you're considering debt settlement to manage your debt, you’ve probably come across Timberline Financial.  It’s smart to ask if Timberline Financial is legit. After all, you’re entrusting their representatives with your financial future. You need to ... Read More

Is Citizens Debt Relief Legit? If you're considering debt settlement to manage your debt, you’ve probably come across Citizens Debt Relief.  It’s smart to ask if Citizens Debt Relief is legit. After all, you’re entrusting their representatives with your financial future. You need to ... Read More

Is 1DebtFree Legit? If you're considering debt settlement to manage your debt, you’ve probably come across 1Debtfree.  It’s smart to ask if 1Debtfree is legit. After all, you’re entrusting their representatives with your financial future. You need to make the right moves for your mo ... Read More

Is BrightSide Debt Relief Legit? If you're considering debt settlement to manage your debt, you’ve probably come across BrightSide Debt Relief.  It’s smart to ask if BrightSide Debt Relief is legit. After all, you’re entrusting their representatives with your financial future. You n ... Read More

Is Century Support Services Legit?   If you're considering debt settlement to manage your debt, you’ve probably come across Century Support Services.  It’s smart to ask if Century Support Services is legit. After all, you’re entrusting their representatives with your financial f ... Read More

Is Credit Recovery Group Legit? If you're considering debt settlement to manage your debt, you’ve probably come across Credit Recovery Group.  It’s smart to ask if Credit Recovery Group is legit. After all, you’re entrusting their representatives with your financial future. You need ... Read More

If you have debt with National Enterprise Systems that you can't afford to pay, an IAPDA Certified Debt Professional can settle your debt for less than the full amount you owe. Credit card companies and debt buyers hire debt collection agencies to recover past-due balances from debtors. They ... Read More

Jefferson Capital Systems, LLC Debt Settlement Guide If you have debt with Jefferson Capital Systems, LLC that you can't afford to pay, an IAPDA Certified Debt Professional can settle your debt for less than the full amount you owe. Credit card companies and debt buyers hire debt collectio ... Read More

IC System Debt Settlement Guide If you have debt with IC System that you can't afford to pay, an IAPDA Certified Debt Professional can settle your debt for less than the full amount you owe. Credit card companies and debt buyers hire debt collection agencies to recover past-due balances fr ... Read More

D&A Services Debt Settlement Guide If you have debt with D&A Services that you can't afford to pay, an IAPDA Certified Debt Professional can settle your debt for less than the full amount you owe. Credit card companies and debt buyers hire debt collection agencies to recover past-due balan ... Read More

Credit Control Debt Settlement Guide If you have debt with Credit Control that you can't afford to pay, an IAPDA Certified Debt Professional can settle your debt for less than the full amount you owe. Credit card companies and debt buyers hire debt collection agencies to recover past-due b ... Read More

Credit Control Debt Settlement Guide Does a debt settlement program stop Credit Control from calling? Most likely, yes. Every debt settlement company may take a different approach. Ask your settlement company if and when they will notify your collectors and creditors to direct calls to their o ... Read More

Vericore Debt Settlement Guide If you have debt with Vericore that you can't afford to pay, an IAPDA Certified Debt Professional can settle your debt for less than the full amount you owe. Credit card companies and debt buyers hire debt collection agencies to recover past-due balances from ... Read More

Prestige Services, Inc. Debt Settlement Guide If you have debt with Prestige Services, Inc. that you can't afford to pay, an IAPDA Certified Debt Professional can settle your debt for less than the full amount you owe. Credit card companies and debt buyers hire debt collection agencies to ... Read More

Velocity Investments Debt Settlement Guide If you have debt with Velocity Investments that you can't afford to pay, an IAPDA Certified Debt Professional can settle your debt for less than the full amount you owe. Credit card companies and debt buyers hire debt collection agencies to recove ... Read More

Your Collection Solution Debt Settlement Guide If you have debt with Your Collection Solution that you can't afford to pay, an IAPDA Certified Debt Professional can settle your debt for less than the full amount you owe. Credit card companies and debt buyers hire debt collection agencies t ... Read More

 Simple Steps to Manage Your Credit Card Balance Are you feeling beat up by your credit card balance? The swipe-and-sign (or click-and-spend) feels nonstop and unavoidable. Daily spending quickly spirals into unmanageable debt in a world with rapid inflation. Fortunately, there are ways to ma ... Read More

Asset Acceptance Debt Settlement Guide If you have debt with Asset Acceptance that you can't afford to pay, an IAPDA Certified Debt Professional can settle your debt for less than the full amount you owe. Credit card companies and debt buyers hire debt collection agencies to recover past-d ... Read More

Absolute Recovery Services Debt Settlement Guide If you have debt with Absolute Recovery Services that you can't afford to pay, an IAPDA Certified Debt Professional can settle your debt for less than the full amount you owe. Credit card companies and debt buyers hire debt collection agenci ... Read More

Absolute Recovery Services Debt Settlement Guide If you have debt with Absolute Recovery Services that you can't afford to pay, an IAPDA Certified Debt Professional can settle your debt for less than the full amount you owe. Credit card companies and debt buyers hire debt collection agenci ... Read More

Account Management Systems Debt Settlement Guide If you have debt with Account Management Systems that you can't afford to pay, an IAPDA Certified Debt Professional can settle your debt for less than the full amount you owe. Credit card companies and debt buyers hire debt collection agenci ... Read More

Afni Debt Settlement Guide If you have debt with Afni that you can't afford to pay, an IAPDA Certified Debt Professional can settle your debt for less than the full amount you owe. Credit card companies and debt buyers hire debt collection agencies to recover past-due balances from debtors ... Read More

Alexander, Miller & Associates, LLC Debt Settlement Guide If you have debt with Alexander, Miller & Associates, LLC that you can't afford to pay, an IAPDA Certified Debt Professional can settle your debt for less than the full amount you owe. Credit card companies and debt buyers hire debt ... Read More

Alliance One Debt Settlement Guide If you have debt with Alliance One that you can't afford to pay, an IAPDA Certified Debt Professional can settle your debt for less than the full amount you owe. Credit card companies and debt buyers hire debt collection agencies to recover past-due balan ... Read More

Allied Interstate Debt Settlement Guide If you have debt with Allied Interstate that you can't afford to pay, an IAPDA Certified Debt Professional can settle your debt for less than the full amount you owe. Credit card companies and debt buyers hire debt collection agencies to recover past ... Read More

Alltran Financial Debt Settlement Guide If you have debt with Alltran Financial that you can't afford to pay, an IAPDA Certified Debt Professional can settle your debt for less than the full amount you owe. Credit card companies and debt buyers hire debt collection agencies to recover past ... Read More

Alorica Debt Settlement Guide If you have debt with Alorica that you can't afford to pay, an IAPDA Certified Debt Professional can settle your debt for less than the full amount you owe. Credit card companies and debt buyers hire debt collection agencies to recover past-due balances from d ... Read More

American Coradius International Debt Settlement Guide If you have debt with American Coradius International that you can't afford to pay, an IAPDA Certified Debt Professional can settle your debt for less than the full amount you owe. Credit card companies and debt buyers hire debt collect ... Read More

ARS National Debt Settlement Guide If you have debt with ARS National that you can't afford to pay, an IAPDA Certified Debt Professional can settle your debt for less than the full amount you owe. Credit card companies and debt buyers hire debt collection agencies to recover past-due bal ... Read More

Aspen National Collections Debt Settlement Guide If you have debt with Aspen National Collections that you can't afford to pay, an IAPDA Certified Debt Professional can settle your debt for less than the full amount you owe. Credit card companies and debt buyers hire debt collection agenci ... Read More

Asset Compliant Solutions Debt Settlement Guide If you have debt with Asset Compliant Solutions that you can't afford to pay, an IAPDA Certified Debt Professional can settle your debt for less than the full amount you owe. Credit card companies and debt buyers hire debt collection agencies ... Read More

Baltimore Credit & Collection Services, Inc. Debt Settlement Guide If you have debt with Baltimore Credit & Collection Services, Inc. that you can't afford to pay, an IAPDA Certified Debt Professional can settle your debt for less than the full amount you owe. Credit card companies and deb ... Read More

Benjamin Michael & Associates, Inc Debt Settlement Guide If you have debt with Benjamin Michael & Associates, Inc that you can't afford to pay, an IAPDA Certified Debt Professional can settle your debt for less than the full amount you owe. Credit card companies and debt buyers hire debt c ... Read More

Capital Collections, LLC Debt Settlement Guide If you have debt with Capital Collections, LLC that you can't afford to pay, an IAPDA Certified Debt Professional can settle your debt for less than the full amount you owe. Credit card companies and debt buyers hire debt collection agencies t ... Read More

Capital Management Services L.P. Debt Settlement Guide If you have debt with Capital Management Services L.P. that you can't afford to pay, an IAPDA Certified Debt Professional can settle your debt for less than the full amount you owe. Credit card companies and debt buyers hire debt colle ... Read More

Central Portfolio Control Debt Settlement Guide If you have debt with Central Portfolio Control that you can't afford to pay, an IAPDA Certified Debt Professional can settle your debt for less than the full amount you owe. Credit card companies and debt buyers hire debt collection agencies ... Read More

CKS Financial Debt Settlement Guide If you have debt with CKS Financial that you can't afford to pay, an IAPDA Certified Debt Professional can settle your debt for less than the full amount you owe. Credit card companies and debt buyers hire debt collection agencies to recover past-due bal ... Read More

Client Services, Inc. Debt Settlement Guide If you have debt with Client Services, Inc. that you can't afford to pay, an IAPDA Certified Debt Professional can settle your debt for less than the full amount you owe. Credit card companies and debt buyers hire debt collection agencies to reco ... Read More

Commonwealth Financial Systems Debt Settlement Guide If you have debt with Commonwealth Financial Systems that you can't afford to pay, an IAPDA Certified Debt Professional can settle your debt for less than the full amount you owe. Credit card companies and debt buyers hire debt collectio ... Read More