Are you sick and tired of being sick and tired?

Explore your options for getting out of Credit Card Debt, Student Loans and Back Taxes.

Debt Options Analysis

Start Building Better Credit Today When you are facing debt problems, it’s probably occupying most of your thoughts. Financial stress can make it hard to sleep, hard to focus at work and can cause serious problems with your health and home life. Whether you’re looking to reduce interest charges, lower your monthly payments, or find solutions to get out of debt fast, IAPDA can connect you with the accredited, educated and trained debt relief professionals to provide the services you need.

Credit Card Debt

Credit Card Debt – See Which Solution is Best for Your Situation:

  • Debt Consolidation Loan
  • Debt Management Plan
  • Debt Settlement Plan
  • Bankruptcy
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Student Loan Debt

Read to navigate through the overwhelming types of Student Loan Debt to clearly understand your best option.

  • Direct Subsidized Loans
  • Direct Unsubsidized Loans
  • Direct Plus Loans
  • Direct Consolidation Loans
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IRS & State Tax Debt

Get out of high interest rate debt fast and save money

  • Explore options for tax debt forgiveness
  • End wage garnishment, liens and levies
  • Reduce penalties, stop collections, even if you can’t afford to pay
  • Get professional help to negotiate with the IRS
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Credit Repair

From the kind of car you drive, where you live, where you work, your bills and so much more, Credit impacts so many aspects of your life.

  • Identify Errors that may be holding you back
  • Do it yourself vs. Professional solutions
  • Start rebuilding and achieve the score you want
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Consumer Protection

Don’t let Debt Collectors Harass You!

  • Know your rights when a Debt Collector calls
  • Harassment, False Statements, Unfair Practices, Failure to Disclose and more
  • Get a free attorney consultation
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Don't wait! Get the professional help you deserve!

Finding the right option is the first step towards a solution. Let iapda.org connect you with a specialist for a free evaluation to review your specific financial situation.

Debt Options Analysis
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Free Debt Analysis

How we can help you?

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How much credit card debt do you have?

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How much student loan debt do you have?

What type of student loans do you have?

What is the status of your loans?

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Are you employed?

$10K in back taxes?

Are you currently enrolled in a payment program with the IRS?

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Are you employed?

What problems are you having with your credit report?

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Are you married?

Any children or dependents?

Gross income on tax return (all income):

Do you own home?

What's the loan amount?

Are you filing to prevent foreclosure?

Any lawsuits? Are your wages being garnished?

Do you own a car?

Is there a loan?

Have you filed for bankruptcy in the last 8 years?

Roughly how much is your debt?

Have you sold or transferred property over $600 in the last year?

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Are Collectors calling many times a day?

Are Collectors calling you before 8am or after 9pm?

Are Collectors trying to collect on a debt that you previously settled?

Are Collectors being abusive or threatening?

Please verify you have a current copy of your credit report.

* When inquiring about Consumer Protection a copy of your credit report is necessary

Tell us what happened:

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