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I.A.P.D.A Credit and Collection

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Credit collection refers to the process of recovering the
money owed by consumers on different accounts. These accounts, often referred
to as default or past due, are typically credit card debt, personal loans,
medical debt, and student loans.

I.A.P.D.A Credit and Collections

Credit Collection Training Manual
Table of Contents
1. Introduction to Credit Collection
2. The Collections Process
3. The Role of a Credit Collector
4. Understanding Debtor Psychology
5. Laws and Regulations
6. Effective Communication Techniques
7. Collections Calls Best Practices
8. Negotiation Techniques
9. Reporting and Documentation
10. Handling Disputes

Articles

  • Credit and Collections Module

    Credit collection refers to the process of recovering the money owed by consumers on different accounts. These accounts, often referred to as default or past due, are typically credit card debt, personal loans, medical debt, and student loans.
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Your Path to Financial Recovery Starts Here

Discuss your debt relief options with a trusted IAPDA Member Company.

Debt Options Analysis

Free Debt Analysis

How we can help you?

How much credit card debt do you have?

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How much student loan debt do you have?

What type of student loans do you have?

What is the status of your loans?

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Are you employed?

$10K in back taxes?

Are you currently enrolled in a payment program with the IRS?

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Are you employed?

What problems are you having with your credit report?

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Are you married?

Any children or dependents?

Gross income on tax return (all income):

Do you own home?

What's the loan amount?

Are you filing to prevent foreclosure?

Any lawsuits? Are your wages being garnished?

Do you own a car?

Is there a loan?

Have you filed for bankruptcy in the last 8 years?

Roughly how much is your debt?

Have you sold or transferred property over $600 in the last year?

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Are Collectors calling many times a day?

Are Collectors calling you before 8am or after 9pm?

Are Collectors trying to collect on a debt that you previously settled?

Are Collectors being abusive or threatening?

Please verify you have a current copy of your credit report.

When inquiring about Consumer Protection a copy of your credit report is necessary

Tell us what happened:

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