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How to Start Over When You Have No Savings

To start over when you have no savings feels overwhelming, but many have done it successfully. Financial setbacks happen for different reasons—but there are ways to rebuild from nothing....

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Renauld Smith 13 Mar, 2025
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Legislative Amendments to Expand Debt Settlement Regulation

Introduced House Bills (AB) 1166, (HB) 1599, (SB) 3224 which seek to amend existing procedures and definitions in California, Washington and New York....

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Steven Capasso 06 Mar, 2025
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The Financial Side of Moving in with a Partner

Moving in with a partner is a big step in any relationship. It brings excitement, shared experiences, and financial discussions that should not be overlooked. ...

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Renauld Smith 26 Feb, 2025
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Organized Living: How Proper Storage Can Save You Money

We all know that life can get cluttered, draining both your time and finances. having the right storage solutions can help you maintain an organized and cost-effective lifestyle. ...

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Steven Capasso 13 Feb, 2025
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Dual Currency Debt Management: Handling Loans in One Currency While Earning in Another

Managing finances across borders can be complex. Moving to a new country is difficult as the concept of dual currency debt management becomes crucial....

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Renauld Smith 29 Jan, 2025
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How to Recover from the Financial Fallout of Unplanned Moves

In truth, unplanned relocation can overwhelm you, whether due to a job change, family emergency, or other reasons. These moves often lead to unexpected expenses, depleted savings, and even new debt. ...

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Steven Capasso 15 Jan, 2025
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Transform Your Financial Future: Practical Strategies for Success

In an era where financial stability is increasingly vital, understanding how to manage your money effectively can lead to a more secure and fulfilling life. ...

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Renauld Smith 02 Jan, 2025
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Lifestyle Inflation Traps: Avoiding Financial Backslides After a Raise or Windfall

Lifestyle inflation often occurs when increased income leads to increased spending, sometimes beyond what is sustainable. ...

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Steven Capasso 30 Dec, 2024
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The Moving Loan Dilemma: When Borrowing for Relocation Makes Sense

Moving to a new place can open doors to fresh experiences and opportunities. However, it often comes with significant expenses that catch many off guard. ...

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Renauld Smith 10 Dec, 2024
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Moving to a New City: How to Integrate Local Economic Conditions into Your Financial Plan

Moving to a new city brings exciting possibilities and challenges, especially when it comes to managing finances. ...

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Steven Capasso 23 Nov, 2024

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NCO Financial Systems Debt Settlement Guide

Steven Capasso • 13 Jun, 2023
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Mindful Money: Practicing Financial Wellness in Your Daily Life

Renauld Smith • 26 Oct, 2023
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Transforming Life's Crossroads Into Your Pathway to Success

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NCB Management Services Debt Settlement Guide

Josh Richner • 13 Jun, 2023
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IAPDA Mission and Purpose

Renauld Smith • 16 Sep, 2023
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Your Path to Financial Recovery Starts Here

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