Calculators

Debt-to-Income Ratio Calculator

Note: This is a simplified example, and actual financial decisions should be made with professional advice.

The total amount you pay monthly for all debts excluding credit cards (e.g., car loans, student loans, mortgages).
The total outstanding balance across all your credit cards.
The combined minimum monthly payment for all your credit cards.

Welcome to the Debt-to-Income (DTI)
Ratio Calculator.

Please fill out all required fields and click Calculate to proceed. Our calculator will process your information to determine your DTI ratio, helping you understand your financial standing.

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How much credit card debt do you have?

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How much student loan debt do you have?

What type of student loans do you have?

What is the status of your loans?

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Are you employed?

$10K in back taxes?

Are you currently enrolled in a payment program with the IRS?

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Are you employed?

What problems are you having with your credit report?

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Are you married?

Any children or dependents?

Gross income on tax return (all income):

Do you own home?

What's the loan amount?

Are you filing to prevent foreclosure?

Any lawsuits? Are your wages being garnished?

Do you own a car?

Is there a loan?

Have you filed for bankruptcy in the last 8 years?

Roughly how much is your debt?

Have you sold or transferred property over $600 in the last year?

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Are Collectors calling many times a day?

Are Collectors calling you before 8am or after 9pm?

Are Collectors trying to collect on a debt that you previously settled?

Are Collectors being abusive or threatening?

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